We're on a Mission to Democratize Money
PayFlow was built on a simple belief: moving money across borders should be
as simple and cheap as sending an email. We're building the infrastructure for
the next generation of global finance.
Our Story
Started From Frustration.
Built With Purpose.
In 2019, our founders — tired of losing hundreds of dollars on each international payment — decided to build the tool they wished existed. The idea was simple: charge only what it costs, show the real rate, and be
honest about every penny.
Today, PayFlow serves over 10 million people and businesses in 180+ countries. We've saved our users more than $2 billion in bank fees and counting.
We're regulated and licensed in the regions we operate. Your money is always protected, always accessible, and never held hostage by opaque fees.
FCA Regulated (UK)
FinCEN Licensed (US)
GDPR Compliant
PCI DSS Certified
Our values
What We Stand For
Radical Transparency
We show you the real exchange rate and every fee upfront. No surprises, ever.
Customer First
Every feature we build starts with a real customer problem. We listen, then we ship.
Global by Default
Built from day one to serve 180+
countries with local payment
methods and currencies.
Inclusive Finance
We believe everyone deserves
access to fair, fast, and affordable financial services.
Our journey
Key Milestones
2019
2020
2021
2022
2023
2024
leadership
Meet the Team Behind PayFlow
SC
Sarah Chen
JO
James Okonkwo
PN
Priya Nair
LB
Lucas Becker
AD
Amara Diallo
YT
Yuki Tanaka
Join the PayFlow Community
Become part of the 10M+ people already sending money smarter.